Why “Cheap” Insurance Can Be Your Most Expensive Mistake

by | July 15, 2026 | Insurance, Tips | 0 Comments

When you are shopping for insurance, it is tempting to head straight for the "Sort by: Lowest Price" button. We get it—nobody wants to spend more on premiums than they must. However, in the insurance world, price is rarely the best indicator of value. Two quotes can...
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Spring on the Ranch: Why May Is the Perfect Time to Review Your Farm & Ranch Insurance

by | May 15, 2026 | Safety, Tips | 0 Comments

In Eastern Montana, May marks the beginning of one of the busiest seasons of the year. Calving is wrapping up, branding is underway, planters are in the field, and equipment is logging long hours. With so much in motion, this is also an ideal time to review your farm...
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Campers Are Basically Houses on Wheels… With Better Snacks

by | April 27, 2026 | Ideas, Tips | 0 Comments

Think about the last time you hit the road. You’ve got the ultimate playlist, the cooler is stocked with top-tier treats, and your "rolling vacation castle" is ready for the horizon. Whether it's a luxury motorhome or a cozy travel trailer, your camper is more than...
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Your Claims History: The Secret Script Behind Your Insurance Rates

by | April 1, 2026 | Ideas, Insurance, Tips | 0 Comments

Every time you file a claim, you aren't just getting a check to fix a fender or a roof—you’re adding a chapter to a digital biography that insurance companies read cover-to-cover. Most people view insurance as a yearly bill, but carriers view it as a long-term data...
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Winter Injury Risks Employers Need to Know

by | February 27, 2026 | Ideas, Safety, Tips | 0 Comments

Winter months bring an increase in workplace injuries, especially for businesses that operate outdoors or have customer foot traffic. February is an important time for employers to review safety procedures and ensure workers' compensation coverage is up to date....
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Beyond the Baseline: Why State Minimums Fail to Protect Your Commercial Vehicles

by | January 12, 2026 | Safety, Tips | 0 Comments

Every business that operates a vehicle—from a sole proprietor making deliveries to a corporation managing a nationwide fleet—must carry Commercial Auto Insurance. The bare minimum required by law provides the public with a basic level of financial recourse after an...
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Grateful for the Hands Who Keep Montana Moving Forward

by | November 14, 2025 | Insurance | 0 Comments

As November settles in across Montana, bringing quieter fields, early sunsets, and a well-earned pause after a long season, it also brings a time to reflect. At our agency, that reflection always leads back to one thing: gratitude. This month, and every month, we are...
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Fireplaces, Chimneys & Insurance: What to Know Before You Crank Up the Heat

by | October 10, 2025 | Ideas, Safety, Tips | 0 Comments

There’s something timeless about gathering around a fireplace: the flicker of flames, the warmth, the coziness. But as more people get ready to light up their fireplaces this season, it's important to understand how having a fireplace or chimney impacts your home...
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Farm & Harvest Insurance Tips

by | September 24, 2025 | Ideas, Safety, Tips | 0 Comments

Don’t let unexpected claims harvest your profits. For farmers, September is one of the busiest months of the year. It’s harvest season in many states, and long days in the field mean long lists of to-dos. From running heavy equipment to bringing in seasonal workers,...
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The Ins and Outs of Contractor Insurance

by | August 27, 2025 | Ideas, Tips | 0 Comments

Contractors work in high-risk environments where accidents, property damage, or unexpected delays can disrupt business operations at any time. Whether you’re an independent contractor, a general contractor, or run a contracting business, having the right insurance...
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