Do You Need Farm Insurance?

Farm insurance can be confusing. If you are a farmer, homesteader, or rancher of any kind, it is important to understand what farm insurance covers. You may be asking yourself if you need farm insurance. Consider the following questions: Is Your Farm a Business or a...

Businesses Must Take Steps to Mitigate Their Cyber Risks

Cyber insurance provides robust financial protection to businesses if they incur a data breach and is an essential part of any risk management plan, according to a video released by the Insurance Information Institute.* Cyberattacks and data breach-caused losses are...

Smartphone apps drive gig workers, parents to distraction

Gig-economy workers are 4 times as likely as other drivers to use smartphone apps regularly while driving, a new survey from the Insurance Institute for Highway Safety shows. “The explosion of smartphone features and services has not only created new forms of driver...

Livestock Insurance

In the world of agriculture and farming, livestock represents not just an investment but a way of life. Farmers and ranchers dedicate tireless effort and resources to ensure the well-being of their animals. However, despite the best precautions, unforeseen...

The Importance of Grain Bin Safety

In the heartland of agriculture, where vast fields stretch to the horizon and grain silos dot the landscape, grain bins stand as silent sentinels, holding the bounty of harvest. However, within these towering structures lies a hidden danger that can swiftly turn a...

Farm Insurance Coverage Facts

As your insurance agent, we want you and your farm to remain safe so here are some facts to keep in mind when it comes to shopping around for farm insurance. 1. Not Standardized Many people assume that a farm insurance policy is just a large bundle of predetermined...

Understanding Comprehensive vs. Collision Auto Coverage

When it comes to auto insurance, navigating the various types of coverage can be daunting. Two essential components of an auto insurance policy are comprehensive and collision coverage. Understanding the differences between these two types of coverage is crucial for...

Tax Planning and Wealth Preservation

Tax planning and wealth preservation are critical aspects of managing the financial affairs of high net worth individuals (HNWIs). Proper tax planning can help minimize tax liabilities and protect accumulated wealth. Here are some insights into legal and strategic...

Christmas Light Safety Do’s and Don’t

Strands of sparkling holiday lighting make your home feel merry and bright, especially on a gloomy December day. However, if installed incorrectly, they have the potential to damage your home or electrical system. Before you grab your ladder and boxes of lights,...

Why Regular Gutter Cleaning is Essential

Your home's gutters play a crucial role in protecting your property from water damage. They channel rainwater away from your roof, walls, and foundation, preventing potential structural issues and costly repairs. However, for gutters to function effectively, they...