Grateful for the Hands Who Keep Montana Moving Forward
by Watts & Kennedy Agencies | November 14, 2025 | Insurance | 0 Comments
As November settles in across Montana, bringing quieter fields, early sunsets, and a well-earned pause after a long season, it also brings a time to reflect. At our agency, that reflection always leads back to one thing: gratitude. This month, and every month, we are...
Fireplaces, Chimneys & Insurance: What to Know Before You Crank Up the Heat
by Watts & Kennedy Agencies | October 10, 2025 | Ideas, Safety, Tips | 0 Comments
There’s something timeless about gathering around a fireplace: the flicker of flames, the warmth, the coziness. But as more people get ready to light up their fireplaces this season, it's important to understand how having a fireplace or chimney impacts your home...
Farm & Harvest Insurance Tips
by Watts & Kennedy Agencies | September 24, 2025 | Ideas, Safety, Tips | 0 Comments
Don’t let unexpected claims harvest your profits. For farmers, September is one of the busiest months of the year. It’s harvest season in many states, and long days in the field mean long lists of to-dos. From running heavy equipment to bringing in seasonal workers,...
The Ins and Outs of Contractor Insurance
by Watts & Kennedy Agencies | August 27, 2025 | Ideas, Tips | 0 Comments
Contractors work in high-risk environments where accidents, property damage, or unexpected delays can disrupt business operations at any time. Whether you’re an independent contractor, a general contractor, or run a contracting business, having the right insurance...
July on the Land: Mid-Summer Insurance Tips for Montana Farmers & Ranchers
by Watts & Kennedy Agencies | July 15, 2025 | Safety, Tips | 0 Comments
By July, Montana farms and ranches are in full swing—livestock are grazing, hay is getting cut, and crops are pushing toward harvest. But mid-summer also brings higher risks: hailstorms, wildfires, equipment breakdowns, and heat stress can quickly turn a productive...
When Do I Need Extra Insurance for Jewelry and Other Valuable Items?
by Watts & Kennedy Agencies | June 19, 2025 | Safety, Tips | 0 Comments
Does your homeowners or renters insurance policy cover your most valuable belongings? It’s a common question people ask. Whether you’ve just proposed and need to help protect your intended’s stunning engagement ring or you’re making the artwork purchase of a lifetime,...
Montana Strong: Protecting Your Barn and Livestock from Fire Risks
by Watts & Kennedy Agencies | May 7, 2025 | Safety, Tips | 0 Comments
In Montana, wide-open spaces and hardworking hands define our way of life. But with that comes a set of risks that rural property owners know all too well—especially the threat of fire. Whether it’s from lightning, electrical issues, machinery malfunctions, or dry...
Severe Convective Storms: A Preparedness Guide for Business Resilience
by Watts & Kennedy Agencies | April 7, 2025 | Safety, Tips | 0 Comments
As a business owner, ensuring the safety of your employees and protecting your property is of utmost importance, especially in the face of severe convective storms. These unpredictable weather events can bring about destructive winds, hail and tornadoes, which can...
Essential Insurance Coverage for Farms and Ranches
by Watts & Kennedy Agencies | March 13, 2025 | Safety, Tips | 0 Comments
Running a farm or ranch is both a rewarding and challenging endeavor. With unpredictable risks ranging from extreme weather to equipment breakdowns and liability issues, having the right insurance coverage is crucial to protecting your livelihood. Here’s a breakdown...
Making sure your home is properly covered for a disaster
by Watts & Kennedy Agencies | February 11, 2025 | Safety, Tips | 0 Comments
How to avoid being underinsured For many people, their home is their greatest asset, so it is crucial to avoid being underinsured. To properly insure your home, it is important to ask your insurance professional four key questions. Do I have enough insurance to...