by Watts & Kennedy Agencies | Safety, Tips
Every business that operates a vehicle—from a sole proprietor making deliveries to a corporation managing a nationwide fleet—must carry Commercial Auto Insurance. The bare minimum required by law provides the public with a basic level of financial recourse after an...
by Watts & Kennedy Agencies | Ideas, Safety, Tips
There’s something timeless about gathering around a fireplace: the flicker of flames, the warmth, the coziness. But as more people get ready to light up their fireplaces this season, it’s important to understand how having a fireplace or chimney impacts your...
by Watts & Kennedy Agencies | Ideas, Safety, Tips
Don’t let unexpected claims harvest your profits. For farmers, September is one of the busiest months of the year. It’s harvest season in many states, and long days in the field mean long lists of to-dos. From running heavy equipment to bringing in seasonal workers,...
by Watts & Kennedy Agencies | Ideas, Tips
Contractors work in high-risk environments where accidents, property damage, or unexpected delays can disrupt business operations at any time. Whether you’re an independent contractor, a general contractor, or run a contracting business, having the right insurance...
by Watts & Kennedy Agencies | Safety, Tips
By July, Montana farms and ranches are in full swing—livestock are grazing, hay is getting cut, and crops are pushing toward harvest. But mid-summer also brings higher risks: hailstorms, wildfires, equipment breakdowns, and heat stress can quickly turn a productive...
by Watts & Kennedy Agencies | Safety, Tips
Does your homeowners or renters insurance policy cover your most valuable belongings? It’s a common question people ask. Whether you’ve just proposed and need to help protect your intended’s stunning engagement ring or you’re making the artwork purchase of a lifetime,...
