by Watts & Kennedy Agencies | Ideas, Insurance, Tips
Every time you file a claim, you aren’t just getting a check to fix a fender or a roof—you’re adding a chapter to a digital biography that insurance companies read cover-to-cover. Most people view insurance as a yearly bill, but carriers view it as a long-term...
by Watts & Kennedy Agencies | Ideas, Safety, Tips
Winter months bring an increase in workplace injuries, especially for businesses that operate outdoors or have customer foot traffic. February is an important time for employers to review safety procedures and ensure workers’ compensation coverage is up to date....
by Watts & Kennedy Agencies | Safety, Tips
Every business that operates a vehicle—from a sole proprietor making deliveries to a corporation managing a nationwide fleet—must carry Commercial Auto Insurance. The bare minimum required by law provides the public with a basic level of financial recourse after an...
by Watts & Kennedy Agencies | Ideas, Safety, Tips
There’s something timeless about gathering around a fireplace: the flicker of flames, the warmth, the coziness. But as more people get ready to light up their fireplaces this season, it’s important to understand how having a fireplace or chimney impacts your...
by Watts & Kennedy Agencies | Ideas, Safety, Tips
Don’t let unexpected claims harvest your profits. For farmers, September is one of the busiest months of the year. It’s harvest season in many states, and long days in the field mean long lists of to-dos. From running heavy equipment to bringing in seasonal workers,...
by Watts & Kennedy Agencies | Ideas, Tips
Contractors work in high-risk environments where accidents, property damage, or unexpected delays can disrupt business operations at any time. Whether you’re an independent contractor, a general contractor, or run a contracting business, having the right insurance...