by Watts & Kennedy Agencies | Ideas, Insurance, Tips
Every time you file a claim, you aren’t just getting a check to fix a fender or a roof—you’re adding a chapter to a digital biography that insurance companies read cover-to-cover. Most people view insurance as a yearly bill, but carriers view it as a long-term...
by Watts & Kennedy Agencies | Ideas, Safety, Tips
Winter months bring an increase in workplace injuries, especially for businesses that operate outdoors or have customer foot traffic. February is an important time for employers to review safety procedures and ensure workers’ compensation coverage is up to date....
by Watts & Kennedy Agencies | Safety, Tips
Every business that operates a vehicle—from a sole proprietor making deliveries to a corporation managing a nationwide fleet—must carry Commercial Auto Insurance. The bare minimum required by law provides the public with a basic level of financial recourse after an...
by Watts & Kennedy Agencies | Insurance
As November settles in across Montana, bringing quieter fields, early sunsets, and a well-earned pause after a long season, it also brings a time to reflect. At our agency, that reflection always leads back to one thing: gratitude. This month, and every month, we are...
by Watts & Kennedy Agencies | Ideas, Safety, Tips
There’s something timeless about gathering around a fireplace: the flicker of flames, the warmth, the coziness. But as more people get ready to light up their fireplaces this season, it’s important to understand how having a fireplace or chimney impacts your...