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Your Claims History: The Secret Script Behind Your Insurance Rates

Your Claims History: The Secret Script Behind Your Insurance Rates

by Watts & Kennedy Agencies | Ideas, Insurance, Tips

Every time you file a claim, you aren’t just getting a check to fix a fender or a roof—you’re adding a chapter to a digital biography that insurance companies read cover-to-cover. Most people view insurance as a yearly bill, but carriers view it as a long-term...
Winter Injury Risks Employers Need to Know

Winter Injury Risks Employers Need to Know

by Watts & Kennedy Agencies | Ideas, Safety, Tips

Winter months bring an increase in workplace injuries, especially for businesses that operate outdoors or have customer foot traffic. February is an important time for employers to review safety procedures and ensure workers’ compensation coverage is up to date....
Beyond the Baseline: Why State Minimums Fail to Protect Your Commercial Vehicles

Beyond the Baseline: Why State Minimums Fail to Protect Your Commercial Vehicles

by Watts & Kennedy Agencies | Safety, Tips

Every business that operates a vehicle—from a sole proprietor making deliveries to a corporation managing a nationwide fleet—must carry Commercial Auto Insurance. The bare minimum required by law provides the public with a basic level of financial recourse after an...
Grateful for the Hands Who Keep Montana Moving Forward

Grateful for the Hands Who Keep Montana Moving Forward

by Watts & Kennedy Agencies | Insurance

As November settles in across Montana, bringing quieter fields, early sunsets, and a well-earned pause after a long season, it also brings a time to reflect. At our agency, that reflection always leads back to one thing: gratitude. This month, and every month, we are...
Fireplaces, Chimneys & Insurance: What to Know Before You Crank Up the Heat

Fireplaces, Chimneys & Insurance: What to Know Before You Crank Up the Heat

by Watts & Kennedy Agencies | Ideas, Safety, Tips

There’s something timeless about gathering around a fireplace: the flicker of flames, the warmth, the coziness. But as more people get ready to light up their fireplaces this season, it’s important to understand how having a fireplace or chimney impacts your...
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Recent Posts

  • Your Claims History: The Secret Script Behind Your Insurance Rates
  • Winter Injury Risks Employers Need to Know
  • Beyond the Baseline: Why State Minimums Fail to Protect Your Commercial Vehicles
  • Grateful for the Hands Who Keep Montana Moving Forward
  • Fireplaces, Chimneys & Insurance: What to Know Before You Crank Up the Heat

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