Special Events Insurance

What is special event and wedding insurance?

Planning a large event involves many details, but the potential disruption to an event is often overlooked during the planning process. If things go wrong – such as no-show vendors, extreme weather, or relatives falling ill – special event and wedding insurance could protect your financial investment. Cancelling or postponing an event is often disappointing to everyone involved, and losing money can make matters worse. With special event and wedding insurance, you will have less to worry about during the planning process.

How does special event and wedding insurance benefit you?

Special event and wedding insurance could protect you from various situations and is sometimes required by venues. If you must cancel or postpone your event due to extreme weather, illness, accident, vendor bankruptcy or military deployment, insurance can help make up for the expenses for non-refundable deposits and travel expenses, including honeymoons. This type of policy can also cover damage to special attire, such as a wedding dress, lost wedding rings, vendor no shows, lost or damaged photography, lost or damaged gifts, and even last minute venue changes that are forced to occur because of unpredictable incidents.

Liability coverage could offer protection in the event that you are found liable for property damage or bodily injury that occurs at your event, including alcohol-related accidents. If such an incident occurs, the legal fees can become much higher than the money you spend on your event. Liability coverage could protect you for the duration of your event, including any rehearsals and setting up/taking down decorations.